Welcome, Big Momma
Connect your private cloud
A new Supabase project is recommended. Use only its public publishable/anon key. Never paste a secret or service-role key.
Mission Control
Your personal and business records are isolated by entity and protected by Supabase row-level security. This application does not pull credit scores or submit disputes automatically.
Add credit account / bureau observation
Start with one account from your report. Enter only what you know; choose Unknown when unsure. Each bureau gets its own entry. Never enter a full account number.
Saved bureau observations
Evidence-aware intelligence
Deterministic analysis of saved records. This is not a generative AI model and does not establish an FCRA violation.
Compare bureau records
Uses normalized creditor names and account suffixes where available. Similar names without account identifiers can be ambiguous.
Open an evidence-based case
Case register
Credit utilization strategy
Applies to revolving cards with a known positive credit limit. Business credit scoring models may differ.
Payment scenario
Next actions
Dispute letter studio
Drafts are editable and not transmitted. Confirm recipient addresses, facts, and supporting documents before sending.
Entity management
Create a separate business entity for each LLC or legal company. DBAs may be listed in notes without assuming separate credit identities.
Privacy and deployment
Do not upload your raw credit reports as Cloudflare Pages public files. Do not place API secrets in HTML. Use a server-side function for future AI integrations. Test user isolation before using real records.